American Express Insurance Review - Car, Home, Travel

American Express is one of the most popular companies in the world, not just in the UK. There is a list of different insurance coverage offered by them, with no less than ten choices to choose from. Quotes can be obtained from their website as well the information on what you will be covered against in it. Oh, and did I mention that American Express has also won several awards for being the best travel insurance provider of the year?

Here is a breakdown on some of their most popular products, and my overview on each of them.

• Car Insurance: First of all, I want to make sure that if you want to have a discount, you will be able to get one if you purchase a quote through their website. There are two different covers to choose form; Standard and Prestige, with Prestige being the most comprehensive. In both of these plans, you will be able to enjoy car rescue and courtesy car if you ever get collided into an accident.
• Home Insurance: Again, there are two covers that are available; Standard and Prestige. The good things about both of these plans are that they both include protection against ID theft as well as enjoy concierge service that is available anytime of the day or night. Both building and contents can be protected to help look after your house and the things inside it.
• Term Life Insurance: According to their website, it is stated that Life Insurance offered by American Express was made to be easy. You are covered for both death and terminal illness so you can be sure that you won’t need to pass away to directly benefit from your policy. How I saw it, you or your elected receiver, will be able to collect a lump sum of money when you pass away or if you are diagnosed with a terrible disease. In my opinion, this seems to be a pretty good deal.

There were also other types of insurance like golf insurance and travel insurance where you can find out more about them on their website. In some ways, both of these insurance are related because some people tend to play golf while they are on holiday. Whatever the case may be, I am positive that you will be able to enjoy some sort of benefit if you purchase one of them.

American Express in my view is a generally a trustworthy company that pays out claim. I searched through some forums to see what people were saying about them, and most of the reviews I found were positive. I read stories how customers were able to get excellent support even when they were overseas.

American Express Insurance has been rated 3.5 out of 5 by Insurance Reviews.

Ageas Insurance Review - Car, Home, Life

Ageas Insurance is primarily a life insurance company; however they also offer other services to benefit their customers. One of the first things that I always look out for when reviewing a company is their key financials. I was generally pleased with the amount of net profit they have earned at the end of the previous year, as well as the premiums they have written off to show that they are a reliable company.

There are several lines of personal lines of insurance offered by Ageas. Links to these were located from their homepage and gave a full description about what are covered and the options that can be taken out.

Household Insurance: Find The One That Suits You

There are several different levels of cover for you to choose from. Some of the things that I found to be very valuable that were listed in their features are credit card coverage, increase of claim limit if damages were done during weddings, birthdays or religious festivals, as well as shopping in transit. There are also some optional covers that you can take out such as personal legal protection and accidental damage extension.

Looking at the quote and excess, the price was pretty decent. However considering the range of covers included in your policy (go look yourself), I can honestly say that you are getting more than you bargain for. Both your building and contents will be insured.

Motor Insurance: Stay Safe On and Off Road

For those that have a car or another type of vehicle, even a van, you will be able to enjoy protection to guard you from injuries, damaged items as well as damages caused by you to other parties. I saw that there were several levels of covers that you can take out, which includes fire and theft as well in their features.

Travel Insurance: Stay Safe Abroad

Policies that can be chosen include single trip, annual multi trip, business travels and long-stay trips. Each of these policies contains their own advantage and limit of claims. Some of the things you will be able to expect to be protected against, and which I found to be very essential, are cancellations, legal expenses, loss of password and missed departure.

Even at times when you are being very careful, you can’t be sure that everything will work out the way you first planned it to be. Getting your travel insurance needs from Ageas is no doubt one of the best choices available.

Ageas Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Adrian Flux Insurance Review - Car, Home

Adrian Flux is one of the biggest insurance brokers in the UK that offers insurance on a list of several insurance types. They are most famous for their classic car insurance, but now they act as an agent to many countless insurance as well, from life insurance all the way to travel insurance and pet insurance.

Car Insurance: Fuming With Coverage

The link to their car insurance information page was very dominant on their website. I had a look at what types of vehicles Adrian Flux insures and found a list containing high performance cars, classic and vintage, modified cars, to even American car and kit car. I was amazed at all the different automobiles that can be insured and believe would be great to customers everywhere.

Home Insurance: All Damages Prevented

You are guaranteed to have the best home insurance package with Adrian Flux. The best thing about them is the fact that you can tailor suit your policy so that it will include everything you need while leaving out the things you don’t need so that you will only pay the best price. Looking through their website, you are able to choose from things like flood insurance, household insurance, landlord insurance and even a cover to replace lost keys. As you can see, there is something for everyone and is something for you to consider.

Van Insurance

Your tailor made policy can include breakdown cover, legal cover, club membership discounts and a lot more. I was unsure what type of vans could be insured so I had a look at their list and was surprised to see coverage offered to tippers, hobby vans, pick-ups as well as HGV. Basically, all types of vans can be protected and I thought this must mean there are no customers that won’t be able to have their van protected.

The list of insurance offered by Adrian Flux is just too vast. If you go to their website you will see what I mean. Literally speaking, their website was filled with links to different insurance plans and all of these plans can be custom created to serve you well. Seeing this, it is clear to see that the company is hard working and is determined to help anyone no matter what their lifestyle is.

I had a look at some reviews posted on community review websites and saw that the staff at Adrian Flux was very helpful and actually cares about their customers and want them to also get cheap rates. There were reviewers from all over the world, including one from Germany that just landed into the UK. They were all very pleased with what they got from this company.

Adrian Flux Insurance has been rated 3.5 out of 5 by Insurance Reviews.

Admiral Insurance Review

Admiral Insurance is one of the companies that come to mind in terms of offering discounted insurance. The case for Admiral may be due to the fact that they are an online insurer and thus is able to provide cheaper quotes on their policies. Generally speaking, most of the reviews I’ve read about Admiral online were positive and one should expect good things from them.

According to their website, they have been in business for more than 20 years. Their dominant products are car insurance, however over their years they have extended their service to other insurance types as well.

• Car Insurance: You are able to choose between Multi Car and Single-Car Insurance, depending on what type of a driver you are. The first cover is one of the signature products from Admiral because it was designed to let customer save money if they insure more than one car. I did a test quote to see how much money the difference would be between each plan, and it was obvious to see that Multi car came up with a better value.
• Home Insurance: The coverage included in this is for both building and contents. In every one of their plan levels, new for old were included and I thought this was a very important feature for someone looking to have their belongings protected. It is uncommon for insurers to offer this cover so seeing Admiral offering it really made me recommend them. Some other coverage you may get are legal cover, personal possessions and more.
• Travel Insurance: This is one of the newest products offered by Admiral. There are different levels depending on where you are going and the type of traveller you are. You are able to be covered instantly if you purchase a policy through their website, which is very useful, especially if you are doing so at the last minute. The cover you will receive in every plan includes medical expense, personal accident and 24/7 emergency support.
• Pet Insurance: Don’t let your furry friends miss out on having a good health. Now your cats and dogs will also be able to benefit from Admiral in this cover. Three levels are available for you to purchase; Bronze, Silver and Gold.

Don’t let something as important like purchasing insurance be taken like a joke. At Admiral not only will you save money, you are also given the ability to access countless amounts of coverage and plans to choose from. Many, if not all, offers immediate cover, meaning there are no waiting time before you are officially insured.

Admiral Insurance has been rated 4 out of 5 by Insurance Reviews.

AA Insurance Review - Car, Home, Life

AA Insurance is no doubt one of the most remarkable brands in the UK. They offer several financial service products, and insurance is frankly one of their most popular ones. Upon landing onto their website, I got to say that I was generally in love with their sophisticated, yet simple to browse website.

I have read several other reviews based on AA in the past and the majority that I found tend to be positive. There were cases where customers were able to enjoy great breakdown cover and have their vehicle rescued when they were unable to do anything on the motorway.

Having a look through their website, two insurance types stood out.

Car Insurance

The first thing that I looked at was their car insurance. What really dazed me is the fact that their coverage is rated 5 stars, and also comes with rewards such as discounts on motoring and several lifestyle products. There is an uninsured driver promise where you won’t have to pay excess if you are damaged by an uninsured driver. All of these things really made me interested. Best of all, if you get a quote through their website you will be able to enjoy a discount.

Home Insurance

Our homes are what we all work towards having. Don’t let what you have worked so hard for get damaged and then leave you with nothing. Four different plans are available; Buildings Insurance, Contents Insurance, Prestige Home Insurance and Holiday Insurance. As I can see, all types of homes can be insured and covers for things like damages, fire, theft and liability when someone gets injured inside your home.

I saw that AA Insurance also offer several other insurance selections such as Travel Insurance, Life Insurance, Van Insurance, Motorcycle Insurance and Pet Insurance. There was even a link that took me to see more insurance. Seeing so many products, I am confident to say that you will be able to receive professional service.

Don’t let the worst in life get to you. I decided to obtain a quote through their website and then compare that amount to another random insurer of the same plan. I was surprised to see that the discount I was awarded for making a purchase online was able to beat the price of the other insurance company. The process to do so was easy and there were hardly any difficult questions asked. I hardly spent more than a few seconds on each question.

AA Insurance has been rated 3.5 out of 5 by Insurance Reviews.

24 Dr Travel Insurance Review

Everyone wants to be wise when going away, and this is why 24 Dr Travel Insurance is such a great insurer. They were designed to let travellers get travel tips, research different countries and purchase their insurance needs. According to them, it is always recommended to have paid for at least some type of insurance to ensure your trip can be a safe one.

There are currently three types of insurance policies shown on their website:

• Annual Insurance: This policy lets you travel for as many times as you want, with over 60 activities covered. The great thing about this plan is that emergency assistance is available anywhere in the world and cancellation costs are also covered. This is a very cost-effective way to get the most out of your travel insurance so that you won’t have to keep remembering to take a new policy out whenever you are heading away.
• Winter Sports Insurance: There are a few people that travel for the sake of participating in winter sports such as skiing. According to their list of features, you will be able to not only cover your skis, but also equipment as well. Coverage includes piste closure and ski passes. In my opinion, this is a great alternative if all you are doing is heading to play some winter sport. The downside to it is that you will not be covered for luging, off-piste skiing or snowboarding.
• Single Trip Insurance: This is very similar to the Annual Insurance plan however it is made for singles. The unique aspect of this plan is that you can get cover within your home country if the accommodation you have booked lasts for two or more nights. The other features include the usual medical and cancellation cover, as well as emergency hotline.

It should also be noted that there are also policies aimed at pensioners and seniors, over the age of 70 and 65. If you fit within these categories, make sure you check out their website for more information.

The impressive thing about Dr Travel Insurance’s website is the fact that on every page, there was a little box in the menu that showed several travel tips, like what to do to reduce jetlag and how to backpack safety. Seeing this feature really made me believe the company is here to help travellers and actually want them to have a safe time away.

Make sure your holiday doesn’t turn into a nightmare. Consult Dr Travel Insurance now and see how you will be able to have some liabilities taken away from you.

24 Dr Travel Insurance has been rated 3.5 out of 5 by Insurance Reviews.

17 to 40 Insurance Review - Car

Being a young driver can be expensive as many insurers tend to charge higher premiums to such inexperienced motorists. However there are actually several good insurers that tend to move away from this mindset and offer cheaper policies. 17 to 40 Insurance is one that provides great car insurance policies at discounted rates that are able to be purchased immediately on the internet.

They have a fairly simple website and offer a number of different plans, from first time drivers to even those that are on their Leaners. On the right hand side of the website included a list of different insurance types that you may be interested accompanied with matching icons.

According to their website, there are only two types of cover. Here are a quick summary of the different coverage offered.

• Young Driver Third Party Car Insurance: Did you know that having a Third Party car insurance is compulsory in the UK? In this plan, not only would you satisfy your legal requirement but also enjoy the benefits of being insured against loss and damage done to other people or property that is caused by you. The only downside to this plan is that it does not cover for any personal items that you may lose or damage. If you would also want to have extra protection, the next coverage may be the one for you to choose.
• Young Driver Fully Comprehensive Car Insurance: For those that want to make sure they are completely secured, this is the plan to consider. It includes additional covers like fire and theft, including damages done directly to your car. The best thing is that windscreen is also included automatically along with personal accidents to you and your passengers.

If you want to make sure that you are able to get further discounts, I found some articles on their website that offered tips on how to avoid and prevent car crimes and thus lowering your premium. Some of the advice offered includes locking and windows and door, parking under well-lit area and leaving no valuables inside the car if you are away. Just by seeing this features made the company seem that they actually cared about their customers.

Submitting a claim is just as easy as taking out a policy. Simple contact them with all the necessary information and a staff would be able to get back to you with the money on its way. To see more they have to offer, simple have a look at their website and look around their user friendly pages.

17 to 40 Insurance has been rated 4 out of 5 by Insurance Reviews.