Barclays Insurance Review - Car, Home, Travel

Many people have spoken to me about Barclays Insurance as one of the many options they have considered. First of all, I know for sure that they are one of the top financial brands in the UK with products targeted at personals, businesses as well as corporations. This means they have collected enough experience and profits to extend their service to almost everyone in the country.

What impressed me as soon as I landed onto their website was the ability to start an online chat. I asked a few questions regarding the different insurance options I could take out, and the operator I chatted with kindly gave me links to the corresponding information pages as well as helped me go through the process to get a quote. My time with them was quite pleasurable, actually.

Having gone through their home insurance page, I was surprised that up to 17.5% can be saved online. I was so stunned by this amount that I thought it was a typo. I spoke to the chat operator about it and was told that this number is actually an average and very often, it could go higher or lower. There are different plans that you can choose to also get fitted with buildings insurance and contents insurance as well.

There are currently three types of travel insurance offered by Barclays. The first was the annual multi-trip plan, the second was the single trip plan, and the third was the extended trip cover. You are able to save 20% if you purchase your policy online, which I thought was a very generous amount. However what interested me was their last insurance plan. I have rarely heard about Extended Trip Travel Insurance before and what I found out is that it is designed for trips that ranges between 61 and 365 days. Winter sports are also covered. I think this plan is a great innovative product when it comes to people that loves to travel. Oh, and did I mention there are also separate plans for student travels?

The common life insurance is also available to be purchased. The thing that may seem as a pity is that one of their plans is offered by Aviva. The other product known as Life Insurance for Mortgage Holders is great for people that want to make sure they are able to repay their debt.

If you are interested in other products by Barclays Insurance, they also offer:

• Car insurance (no longer available, according to their website)
• Student possessions insurance
• Health Insurance
• Business Insurance

Barclays Insurance has been rated 4.5 out of 5 by Insurance Reviews.

AXA Insurance Review - Car, Life, Travel

Do you prefer to be insured by one of the biggest insurance companies in the world? Many have chosen this preference to ensure that they get the best possible service as well as enjoy the comfort of knowing the insurer will be able to pay out funds.

AXA Insurance in the UK specialises for both personal and business. It came to me as no surprise that a firm as big as them would be able to provide solutions to almost everybody’s needs. Just by scanning through the pages on their website I came across many statements that say they are the expert when it comes to offering help.

How much confidence do you currently have with your car insurance? According to AXA car insurance page you are entitled to purchase your quote online and find the cover that is right for you. In my eyes, being able to get a policy online is great to let customers take the time to analyse their current situations and then determine the protections they need. You are also guaranteed to have repairs for five years with a 24/7 breakdown support.

With home insurance, you will be able to get a peace of mind to relax in your own home. I had a look at their home insurance plans and saw that there are three levels of cover to choose from, including buildings insurance, contents insurance, and a cover that merges both into one. I read that coverage includes liabilities protection with access to legal, brand new replacement for certain items, and many more.

Make sure your holiday can be enjoyable with travel insurance. Getting a quote can also be done on their website via their travel insurance page. Many different options are able to be choose from, which I think is fantastic to make sure everyone has a plan to fit their unique holidays. For example, there are: medical travel insurance, winter sports travel insurance, and backpacker travel insurance among many others. No matter which option you decide on, you are certain to get medical and cancellation cover, access to an emergency hotline and medical screening.

Besides the insurance listed above, other products AXA also offers are:

• Van insurance
• Landlord insurance
• Breakdown cover
• Business insurance

My opinions on them are generally positive after having browsed through their website. I did a quick search on their name online and read several reviews where customers praised the company for be able to save several percentage in discounts and the ease of making a claim.

AXA Insurance has been rated 5 out of 5 by Insurance Reviews.

Aviva Insurance Review - Home, Life, Pet

I am sure you would have heard of Aviva Insurance before. They have an exceptionally strong presence in the UK where they offer several financial products. In this review I will be looking at their insurance products and dig out all the glorious things about them that you have never knew about before.

At first, I was awestruck by the long list of different insurance they offered. They have everything from domestic insurance, to things like business and travel insurance as well. Seeing this, I got the notion that Aviva would be a great fit to all the people that have high concerns for their safety and assets.

Now let us have a look at some of their products individually.

Motor Insurance

The most central product is obviously their car insurance. Two different levels of policies can be bought which are: Comprehensive and Third Party, Fire and Theft. I think these covers are pretty much standard if compared to other insurers, except they also have this thing where you are guaranteed to get no claim discount and have access to a 24/7 claims helpline.

Other insurance products include breakdown cover, van insurance and motorcycle insurance.

One thing that I thought was very special is that they have a package for people that want to insure more than one car or van, and then be able to save on some discounts. This I think is a great incentive to reward customers for purchasing policy.

Home and Landlord Insurance

Aviva’s home and landlord insurance are available to anyone that wants to protect their building from damages and liabilities, and also wants to save money. Best of all, there is a 40% no claim discounts if you have not made any claims for the past five years. Save further if you decide to purchase your policy online.

I had a quick glimpse through all the things you will be insured against for both your building and contents, and saw that it included things like fire, theft, temporary accommodation as well as outbuildings like pools and gates. In my perspective, these are all the essential things that every homeowner and landlord should have.

According to the customer reviews posted on Aviva’s website, their rating is very close to 5/5 which proves how great of an insurer they are.

Other Insurance Types

Beside the two listed insurance above, Aviva also offers the following insurance types which I found to be very worthwhile even after just a quick scan:

• Life Insurance – Get paid when you pass away so that your funeral would be less costly.
• Health Insurance – Get access to several medical benefits.
• Travel Insurance – Make sure your holiday is one that you can remember, no matter if you are going internationally or domestically.
• Pet Insurance – Similar to health insurance, but for your cats and dogs.
• Business Insurance – Great for anyone that wants to make sure money will keep flowing in from their business.

Aviva Insurance has been rated 4 out of 5 by Insurance Reviews.

Auto Direct Insurance Review - Car, Van

Have your automobile insured by Auto Direct! They are owned by Ageas Group, one of the most highly known car insurers in Europe that has even won the General Insurer of the Year in 2011. Having been in the business for more than 25 years, they have been proven to provide exceptional service to their customers.

As you may have already guessed, Auto Direct only insures vehicles such as cars and vans. I thought that their website gave me a bit of a laugh seeing the cartoon cars with the quirky faces on the homepage and then soon realised they acted like mascots throughout the entire website.

Car Insurance Policy

The special thing about Auto Direct is that they let you manage your policy online 24/7. This means you are able to update and change your details such as your car or address to even adding new driver names without having to contact a staff member. I think this is great for the younger generation that tends to enjoy doing things by themselves.

Besides that, other benefits that I found include having access to more than several hundred trained insurance advisors that will actually understand your needs. Payments can be paid monthly and claims can be submitted anytime of the day. But the thing that got me really captivated is that there is unlimited cover for audio, entertainment and navigation equipment.

If you are still not satisfied, I also learned that additional covers can also be purchased such as legal protection, replacement vehicle, breakdown cover and even key replacements.

Van Insurance Coverage

I had a look at their information page for getting van insurance and I can pretty much say that the things offered are similar to their car insurance. The only difference that I noticed was in the additional covers where you are also able to include tools in transit protection in your van insurance policy.

The other thing that I thought was very helpful is that if you have a special van, you are also able to get specialist van insurance. This policy is made for commercial related vans such as tippers and small fleets. If you are the owner of such vans, you should definitely think of joining Auto Direct.

Conclusion

It is obvious to see that Auto Direct is not your average insurer. They have specially polished their quality to offer only great car and van insurance, and with the added innovation for customers to manage their policies online, there is no other ways to describe Auto Direct except that they are one of the most excellent in the country.

Auto Direct Insurance has been rated 3.5 out of 5 by Insurance Reviews.

Atlas Direct Insurance Review - Car, Travel

Do you want to pay 60% less on your next travel insurance? Atlast Direct is a travel insurer that I found that offered just that with low cost policies to choose from. First a bit about the company; they are underwritten by ACE European Group, one of the leader in global insurance. They have offices in more than 53 countries. Currently more than 7,000,000 people are insured with Atlast Direct.

So if you want to save money and enjoy your time away while staying protected, Atlas Direct is no doubt the choice for you. You are able to get a quote straight from their website, and if you need to speak to an agent, you are able to call them or use a link on their website for them to call you. Did you know you can also renew your policy on their website as well?

There are two types of insurance categories offered: travel insurance and car rental insurance. This is a short review on each of them and the things you can expect from them.

Travel Insurance

Looking at their summary document, there are two different covers; Single Trip and Annual Multi Trip. I was pretty much pleased with the quote that I got when I did a test transaction, however I was even more impressed with the maximum claim limit per person. Even though there is no unlimited coverage, the highest limit that I saw was in the millions. Some of the things you are covered against include travel delays, cancellations, medical emergency, liability and many more. One thing that I was really surprised is that there are no excess for hijack, mugging and legal protection covers.

Car Rental Insurance

In most times, people like to hire a car once they are in another country so that they will be able to move around without having to rely on public transport. In most cases, you wouldn’t have insurance and if you suddenly damage the vehicle, you will be faced with a high fine to pay. However I was happy to know that Atlas Direct offered car rental insurance to protect people like you. The quotes were pretty much affordable in my view.

One thing that I want to make clear is that there are actually some age criteria to meet before you can be insured. There was also a maximum amount of days that you can have the rental car insured, such as up to 180 days.

Atlas Direct Insurance has been rated 3.5 out of 5 by Insurance Reviews.

ASDA Insurance Review - Car, Home, Travel

ASDA is a highly recommendable insurer in the UK. They offer several insurance options under their personal lines. I read on their website that a lot of their products have won several awards for being rated as one of the best insurance products. This generally gave me a positive view on the company and I hope my review will prove me right.

Motor Insurance: Cars, Vans, Breakdown and Motorbike

You can be sure that you will be able to get the best quote if you decide to insure your motorbike with ASDA. This was the one thing that I loved about this policy. Besides that, they offer all the things any motorbike owner will tell you are essential, and the claim limit was pretty good as well.

Regarding their car insurance, the most exclusive thing I saw was their legal cover. I read the amount covered for reached up to the hundred thousand. There are two covers; comprehensive and third party, fire and theft. I was glad to see that in both cover you will receive protection against damages caused by theft or fire, protection of No Claim Discount, unlimited liabilities and emergency treatment. I am confident that these points will serve you well.

Van insurance is something else that ASDA sells. With just a glimpse, all the important features were included like audio equipment cover, injuries as well as windscreen and glass repair.

Lastly, the one that I want to point out is the breakdown cover. They are apparently cheaper than AA and RAC, while offering the same sort of protection and features. There is no doubt that ASDA would be the preferred choice if you ask me.

Home and Pets Insurance

Home insurance was pretty interesting. You are able to get building insurance, contents insurance, or get both so that you can get a total peace of mind. It is rated as one of the best plans available in the UK by Defaqto, so you can be sure that it is something you will be able to trust. The best thing I think is their free home emergency cover.

Pets can also be covered for dogs and cats. A 24 hour free phone to a vet is included and if you purchase policies for several pets, you can get 10% discount.

Travel Insurance: Be Protected While You Have Fun

Just a quick overview, I learned that children and grandchildren can be insured for free. If you purchase your quote online, you will be able to save some further money. Ski Insurance is also an option for you to take out.

Life Insurance: Protect Your Future

The products categorised under ASDA’s life insurance actually surprised with all the different things I could get. There were solutions for not only life insurance, but income protection, mortgage life insurance and even a plan made for people over 50 years old. The starting price was only a few pounds a month.

ASDA Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Annual Travel Insurance Review

Annual Travel Insurance is the name of one of the direct arms of Blue Insurance, which is based in Dublin and Cardiff. They are one of the few companies that have proven to provide cheaper travel insurance quotes. No matter what your needs are, it is written on their website that you will be able to find whatever you need in a policy.

The first thing that caught my attention when I first came to their website is that if you are a family, you will be able to have your children covered without charge if you purchase a family policy. This is great for people that have already spent a lot of money on their holidays because it means they will be able to save money.

There are currently three types of insurance; individual, couple and family.

Annual Insurance: Be Covered Every Time

The Annual Insurance policy was designed for people that need to travel multiple times during a one year period. Included in this policies include protection against cancellations, delays as well a personal injuries, and things related to this nature. Looking through their description, it came to me that this plan is perfect for business travellers or people looking to take a gap year from school or work to explore the world.

Single Insurance: Once a Time

A Single Travel Insurance is very similar to the annual plan, however it is only valid for one time. This means you are only covered from the time you start your trip to the time you come back, and if you want to be insured again, you will need to review your policy. Winter Sport is an option that you can take out if that is something you are interested in. This in my eyes is like the most standard cover and probably the most popular one too.

Backpacker Insurance: Meet the World With Protection

I have noticed that backpackers come to this website the most, and in my opinion this is the best plan to take out. The downside to this plan, however, is that there are quite a lot of important things that are not covered like credit card fraud and cruise connection cover. I believe these two events are some of the most common disasters backpacker would get stuck with, so seeing that they are not covered is a pity; however there are always other plans to take out.

Make sure your trip overseas can be one that you will remember forever with Annual Travel Insurance.

Annual Travel Insurance has been rated 4.5 out of 5 by Insurance Reviews.