Barclays Insurance Review - Car, Home, Travel

Many people have spoken to me about Barclays Insurance as one of the many options they have considered. First of all, I know for sure that they are one of the top financial brands in the UK with products targeted at personals, businesses as well as corporations. This means they have collected enough experience and profits to extend their service to almost everyone in the country.

What impressed me as soon as I landed onto their website was the ability to start an online chat. I asked a few questions regarding the different insurance options I could take out, and the operator I chatted with kindly gave me links to the corresponding information pages as well as helped me go through the process to get a quote. My time with them was quite pleasurable, actually.

Having gone through their home insurance page, I was surprised that up to 17.5% can be saved online. I was so stunned by this amount that I thought it was a typo. I spoke to the chat operator about it and was told that this number is actually an average and very often, it could go higher or lower. There are different plans that you can choose to also get fitted with buildings insurance and contents insurance as well.

There are currently three types of travel insurance offered by Barclays. The first was the annual multi-trip plan, the second was the single trip plan, and the third was the extended trip cover. You are able to save 20% if you purchase your policy online, which I thought was a very generous amount. However what interested me was their last insurance plan. I have rarely heard about Extended Trip Travel Insurance before and what I found out is that it is designed for trips that ranges between 61 and 365 days. Winter sports are also covered. I think this plan is a great innovative product when it comes to people that loves to travel. Oh, and did I mention there are also separate plans for student travels?

The common life insurance is also available to be purchased. The thing that may seem as a pity is that one of their plans is offered by Aviva. The other product known as Life Insurance for Mortgage Holders is great for people that want to make sure they are able to repay their debt.

If you are interested in other products by Barclays Insurance, they also offer:

• Car insurance (no longer available, according to their website)
• Student possessions insurance
• Health Insurance
• Business Insurance

Barclays Insurance has been rated 4.5 out of 5 by Insurance Reviews.

AXA Insurance Review - Car, Life, Travel

Do you prefer to be insured by one of the biggest insurance companies in the world? Many have chosen this preference to ensure that they get the best possible service as well as enjoy the comfort of knowing the insurer will be able to pay out funds.

AXA Insurance in the UK specialises for both personal and business. It came to me as no surprise that a firm as big as them would be able to provide solutions to almost everybody’s needs. Just by scanning through the pages on their website I came across many statements that say they are the expert when it comes to offering help.

How much confidence do you currently have with your car insurance? According to AXA car insurance page you are entitled to purchase your quote online and find the cover that is right for you. In my eyes, being able to get a policy online is great to let customers take the time to analyse their current situations and then determine the protections they need. You are also guaranteed to have repairs for five years with a 24/7 breakdown support.

With home insurance, you will be able to get a peace of mind to relax in your own home. I had a look at their home insurance plans and saw that there are three levels of cover to choose from, including buildings insurance, contents insurance, and a cover that merges both into one. I read that coverage includes liabilities protection with access to legal, brand new replacement for certain items, and many more.

Make sure your holiday can be enjoyable with travel insurance. Getting a quote can also be done on their website via their travel insurance page. Many different options are able to be choose from, which I think is fantastic to make sure everyone has a plan to fit their unique holidays. For example, there are: medical travel insurance, winter sports travel insurance, and backpacker travel insurance among many others. No matter which option you decide on, you are certain to get medical and cancellation cover, access to an emergency hotline and medical screening.

Besides the insurance listed above, other products AXA also offers are:

• Van insurance
• Landlord insurance
• Breakdown cover
• Business insurance

My opinions on them are generally positive after having browsed through their website. I did a quick search on their name online and read several reviews where customers praised the company for be able to save several percentage in discounts and the ease of making a claim.

AXA Insurance has been rated 5 out of 5 by Insurance Reviews.

Aviva Insurance Review - Home, Life, Pet

I am sure you would have heard of Aviva Insurance before. They have an exceptionally strong presence in the UK where they offer several financial products. In this review I will be looking at their insurance products and dig out all the glorious things about them that you have never knew about before.

At first, I was awestruck by the long list of different insurance they offered. They have everything from domestic insurance, to things like business and travel insurance as well. Seeing this, I got the notion that Aviva would be a great fit to all the people that have high concerns for their safety and assets.

Now let us have a look at some of their products individually.

Motor Insurance

The most central product is obviously their car insurance. Two different levels of policies can be bought which are: Comprehensive and Third Party, Fire and Theft. I think these covers are pretty much standard if compared to other insurers, except they also have this thing where you are guaranteed to get no claim discount and have access to a 24/7 claims helpline.

Other insurance products include breakdown cover, van insurance and motorcycle insurance.

One thing that I thought was very special is that they have a package for people that want to insure more than one car or van, and then be able to save on some discounts. This I think is a great incentive to reward customers for purchasing policy.

Home and Landlord Insurance

Aviva’s home and landlord insurance are available to anyone that wants to protect their building from damages and liabilities, and also wants to save money. Best of all, there is a 40% no claim discounts if you have not made any claims for the past five years. Save further if you decide to purchase your policy online.

I had a quick glimpse through all the things you will be insured against for both your building and contents, and saw that it included things like fire, theft, temporary accommodation as well as outbuildings like pools and gates. In my perspective, these are all the essential things that every homeowner and landlord should have.

According to the customer reviews posted on Aviva’s website, their rating is very close to 5/5 which proves how great of an insurer they are.

Other Insurance Types

Beside the two listed insurance above, Aviva also offers the following insurance types which I found to be very worthwhile even after just a quick scan:

• Life Insurance – Get paid when you pass away so that your funeral would be less costly.
• Health Insurance – Get access to several medical benefits.
• Travel Insurance – Make sure your holiday is one that you can remember, no matter if you are going internationally or domestically.
• Pet Insurance – Similar to health insurance, but for your cats and dogs.
• Business Insurance – Great for anyone that wants to make sure money will keep flowing in from their business.

Aviva Insurance has been rated 4 out of 5 by Insurance Reviews.

Auto Direct Insurance Review - Car, Van

Have your automobile insured by Auto Direct! They are owned by Ageas Group, one of the most highly known car insurers in Europe that has even won the General Insurer of the Year in 2011. Having been in the business for more than 25 years, they have been proven to provide exceptional service to their customers.

As you may have already guessed, Auto Direct only insures vehicles such as cars and vans. I thought that their website gave me a bit of a laugh seeing the cartoon cars with the quirky faces on the homepage and then soon realised they acted like mascots throughout the entire website.

Car Insurance Policy

The special thing about Auto Direct is that they let you manage your policy online 24/7. This means you are able to update and change your details such as your car or address to even adding new driver names without having to contact a staff member. I think this is great for the younger generation that tends to enjoy doing things by themselves.

Besides that, other benefits that I found include having access to more than several hundred trained insurance advisors that will actually understand your needs. Payments can be paid monthly and claims can be submitted anytime of the day. But the thing that got me really captivated is that there is unlimited cover for audio, entertainment and navigation equipment.

If you are still not satisfied, I also learned that additional covers can also be purchased such as legal protection, replacement vehicle, breakdown cover and even key replacements.

Van Insurance Coverage

I had a look at their information page for getting van insurance and I can pretty much say that the things offered are similar to their car insurance. The only difference that I noticed was in the additional covers where you are also able to include tools in transit protection in your van insurance policy.

The other thing that I thought was very helpful is that if you have a special van, you are also able to get specialist van insurance. This policy is made for commercial related vans such as tippers and small fleets. If you are the owner of such vans, you should definitely think of joining Auto Direct.

Conclusion

It is obvious to see that Auto Direct is not your average insurer. They have specially polished their quality to offer only great car and van insurance, and with the added innovation for customers to manage their policies online, there is no other ways to describe Auto Direct except that they are one of the most excellent in the country.

Auto Direct Insurance has been rated 3.5 out of 5 by Insurance Reviews.

Atlas Direct Insurance Review - Car, Travel

Do you want to pay 60% less on your next travel insurance? Atlast Direct is a travel insurer that I found that offered just that with low cost policies to choose from. First a bit about the company; they are underwritten by ACE European Group, one of the leader in global insurance. They have offices in more than 53 countries. Currently more than 7,000,000 people are insured with Atlast Direct.

So if you want to save money and enjoy your time away while staying protected, Atlas Direct is no doubt the choice for you. You are able to get a quote straight from their website, and if you need to speak to an agent, you are able to call them or use a link on their website for them to call you. Did you know you can also renew your policy on their website as well?

There are two types of insurance categories offered: travel insurance and car rental insurance. This is a short review on each of them and the things you can expect from them.

Travel Insurance

Looking at their summary document, there are two different covers; Single Trip and Annual Multi Trip. I was pretty much pleased with the quote that I got when I did a test transaction, however I was even more impressed with the maximum claim limit per person. Even though there is no unlimited coverage, the highest limit that I saw was in the millions. Some of the things you are covered against include travel delays, cancellations, medical emergency, liability and many more. One thing that I was really surprised is that there are no excess for hijack, mugging and legal protection covers.

Car Rental Insurance

In most times, people like to hire a car once they are in another country so that they will be able to move around without having to rely on public transport. In most cases, you wouldn’t have insurance and if you suddenly damage the vehicle, you will be faced with a high fine to pay. However I was happy to know that Atlas Direct offered car rental insurance to protect people like you. The quotes were pretty much affordable in my view.

One thing that I want to make clear is that there are actually some age criteria to meet before you can be insured. There was also a maximum amount of days that you can have the rental car insured, such as up to 180 days.

Atlas Direct Insurance has been rated 3.5 out of 5 by Insurance Reviews.

ASDA Insurance Review - Car, Home, Travel

ASDA is a highly recommendable insurer in the UK. They offer several insurance options under their personal lines. I read on their website that a lot of their products have won several awards for being rated as one of the best insurance products. This generally gave me a positive view on the company and I hope my review will prove me right.

Motor Insurance: Cars, Vans, Breakdown and Motorbike

You can be sure that you will be able to get the best quote if you decide to insure your motorbike with ASDA. This was the one thing that I loved about this policy. Besides that, they offer all the things any motorbike owner will tell you are essential, and the claim limit was pretty good as well.

Regarding their car insurance, the most exclusive thing I saw was their legal cover. I read the amount covered for reached up to the hundred thousand. There are two covers; comprehensive and third party, fire and theft. I was glad to see that in both cover you will receive protection against damages caused by theft or fire, protection of No Claim Discount, unlimited liabilities and emergency treatment. I am confident that these points will serve you well.

Van insurance is something else that ASDA sells. With just a glimpse, all the important features were included like audio equipment cover, injuries as well as windscreen and glass repair.

Lastly, the one that I want to point out is the breakdown cover. They are apparently cheaper than AA and RAC, while offering the same sort of protection and features. There is no doubt that ASDA would be the preferred choice if you ask me.

Home and Pets Insurance

Home insurance was pretty interesting. You are able to get building insurance, contents insurance, or get both so that you can get a total peace of mind. It is rated as one of the best plans available in the UK by Defaqto, so you can be sure that it is something you will be able to trust. The best thing I think is their free home emergency cover.

Pets can also be covered for dogs and cats. A 24 hour free phone to a vet is included and if you purchase policies for several pets, you can get 10% discount.

Travel Insurance: Be Protected While You Have Fun

Just a quick overview, I learned that children and grandchildren can be insured for free. If you purchase your quote online, you will be able to save some further money. Ski Insurance is also an option for you to take out.

Life Insurance: Protect Your Future

The products categorised under ASDA’s life insurance actually surprised with all the different things I could get. There were solutions for not only life insurance, but income protection, mortgage life insurance and even a plan made for people over 50 years old. The starting price was only a few pounds a month.

ASDA Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Annual Travel Insurance Review

Annual Travel Insurance is the name of one of the direct arms of Blue Insurance, which is based in Dublin and Cardiff. They are one of the few companies that have proven to provide cheaper travel insurance quotes. No matter what your needs are, it is written on their website that you will be able to find whatever you need in a policy.

The first thing that caught my attention when I first came to their website is that if you are a family, you will be able to have your children covered without charge if you purchase a family policy. This is great for people that have already spent a lot of money on their holidays because it means they will be able to save money.

There are currently three types of insurance; individual, couple and family.

Annual Insurance: Be Covered Every Time

The Annual Insurance policy was designed for people that need to travel multiple times during a one year period. Included in this policies include protection against cancellations, delays as well a personal injuries, and things related to this nature. Looking through their description, it came to me that this plan is perfect for business travellers or people looking to take a gap year from school or work to explore the world.

Single Insurance: Once a Time

A Single Travel Insurance is very similar to the annual plan, however it is only valid for one time. This means you are only covered from the time you start your trip to the time you come back, and if you want to be insured again, you will need to review your policy. Winter Sport is an option that you can take out if that is something you are interested in. This in my eyes is like the most standard cover and probably the most popular one too.

Backpacker Insurance: Meet the World With Protection

I have noticed that backpackers come to this website the most, and in my opinion this is the best plan to take out. The downside to this plan, however, is that there are quite a lot of important things that are not covered like credit card fraud and cruise connection cover. I believe these two events are some of the most common disasters backpacker would get stuck with, so seeing that they are not covered is a pity; however there are always other plans to take out.

Make sure your trip overseas can be one that you will remember forever with Annual Travel Insurance.

Annual Travel Insurance has been rated 4.5 out of 5 by Insurance Reviews.

American Express Insurance Review - Car, Home, Travel

American Express is one of the most popular companies in the world, not just in the UK. There is a list of different insurance coverage offered by them, with no less than ten choices to choose from. Quotes can be obtained from their website as well the information on what you will be covered against in it. Oh, and did I mention that American Express has also won several awards for being the best travel insurance provider of the year?

Here is a breakdown on some of their most popular products, and my overview on each of them.

• Car Insurance: First of all, I want to make sure that if you want to have a discount, you will be able to get one if you purchase a quote through their website. There are two different covers to choose form; Standard and Prestige, with Prestige being the most comprehensive. In both of these plans, you will be able to enjoy car rescue and courtesy car if you ever get collided into an accident.
• Home Insurance: Again, there are two covers that are available; Standard and Prestige. The good things about both of these plans are that they both include protection against ID theft as well as enjoy concierge service that is available anytime of the day or night. Both building and contents can be protected to help look after your house and the things inside it.
• Term Life Insurance: According to their website, it is stated that Life Insurance offered by American Express was made to be easy. You are covered for both death and terminal illness so you can be sure that you won’t need to pass away to directly benefit from your policy. How I saw it, you or your elected receiver, will be able to collect a lump sum of money when you pass away or if you are diagnosed with a terrible disease. In my opinion, this seems to be a pretty good deal.

There were also other types of insurance like golf insurance and travel insurance where you can find out more about them on their website. In some ways, both of these insurance are related because some people tend to play golf while they are on holiday. Whatever the case may be, I am positive that you will be able to enjoy some sort of benefit if you purchase one of them.

American Express in my view is a generally a trustworthy company that pays out claim. I searched through some forums to see what people were saying about them, and most of the reviews I found were positive. I read stories how customers were able to get excellent support even when they were overseas.

American Express Insurance has been rated 3.5 out of 5 by Insurance Reviews.

Ageas Insurance Review - Car, Home, Life

Ageas Insurance is primarily a life insurance company; however they also offer other services to benefit their customers. One of the first things that I always look out for when reviewing a company is their key financials. I was generally pleased with the amount of net profit they have earned at the end of the previous year, as well as the premiums they have written off to show that they are a reliable company.

There are several lines of personal lines of insurance offered by Ageas. Links to these were located from their homepage and gave a full description about what are covered and the options that can be taken out.

Household Insurance: Find The One That Suits You

There are several different levels of cover for you to choose from. Some of the things that I found to be very valuable that were listed in their features are credit card coverage, increase of claim limit if damages were done during weddings, birthdays or religious festivals, as well as shopping in transit. There are also some optional covers that you can take out such as personal legal protection and accidental damage extension.

Looking at the quote and excess, the price was pretty decent. However considering the range of covers included in your policy (go look yourself), I can honestly say that you are getting more than you bargain for. Both your building and contents will be insured.

Motor Insurance: Stay Safe On and Off Road

For those that have a car or another type of vehicle, even a van, you will be able to enjoy protection to guard you from injuries, damaged items as well as damages caused by you to other parties. I saw that there were several levels of covers that you can take out, which includes fire and theft as well in their features.

Travel Insurance: Stay Safe Abroad

Policies that can be chosen include single trip, annual multi trip, business travels and long-stay trips. Each of these policies contains their own advantage and limit of claims. Some of the things you will be able to expect to be protected against, and which I found to be very essential, are cancellations, legal expenses, loss of password and missed departure.

Even at times when you are being very careful, you can’t be sure that everything will work out the way you first planned it to be. Getting your travel insurance needs from Ageas is no doubt one of the best choices available.

Ageas Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Adrian Flux Insurance Review - Car, Home

Adrian Flux is one of the biggest insurance brokers in the UK that offers insurance on a list of several insurance types. They are most famous for their classic car insurance, but now they act as an agent to many countless insurance as well, from life insurance all the way to travel insurance and pet insurance.

Car Insurance: Fuming With Coverage

The link to their car insurance information page was very dominant on their website. I had a look at what types of vehicles Adrian Flux insures and found a list containing high performance cars, classic and vintage, modified cars, to even American car and kit car. I was amazed at all the different automobiles that can be insured and believe would be great to customers everywhere.

Home Insurance: All Damages Prevented

You are guaranteed to have the best home insurance package with Adrian Flux. The best thing about them is the fact that you can tailor suit your policy so that it will include everything you need while leaving out the things you don’t need so that you will only pay the best price. Looking through their website, you are able to choose from things like flood insurance, household insurance, landlord insurance and even a cover to replace lost keys. As you can see, there is something for everyone and is something for you to consider.

Van Insurance

Your tailor made policy can include breakdown cover, legal cover, club membership discounts and a lot more. I was unsure what type of vans could be insured so I had a look at their list and was surprised to see coverage offered to tippers, hobby vans, pick-ups as well as HGV. Basically, all types of vans can be protected and I thought this must mean there are no customers that won’t be able to have their van protected.

The list of insurance offered by Adrian Flux is just too vast. If you go to their website you will see what I mean. Literally speaking, their website was filled with links to different insurance plans and all of these plans can be custom created to serve you well. Seeing this, it is clear to see that the company is hard working and is determined to help anyone no matter what their lifestyle is.

I had a look at some reviews posted on community review websites and saw that the staff at Adrian Flux was very helpful and actually cares about their customers and want them to also get cheap rates. There were reviewers from all over the world, including one from Germany that just landed into the UK. They were all very pleased with what they got from this company.

Adrian Flux Insurance has been rated 3.5 out of 5 by Insurance Reviews.

Admiral Insurance Review

Admiral Insurance is one of the companies that come to mind in terms of offering discounted insurance. The case for Admiral may be due to the fact that they are an online insurer and thus is able to provide cheaper quotes on their policies. Generally speaking, most of the reviews I’ve read about Admiral online were positive and one should expect good things from them.

According to their website, they have been in business for more than 20 years. Their dominant products are car insurance, however over their years they have extended their service to other insurance types as well.

• Car Insurance: You are able to choose between Multi Car and Single-Car Insurance, depending on what type of a driver you are. The first cover is one of the signature products from Admiral because it was designed to let customer save money if they insure more than one car. I did a test quote to see how much money the difference would be between each plan, and it was obvious to see that Multi car came up with a better value.
• Home Insurance: The coverage included in this is for both building and contents. In every one of their plan levels, new for old were included and I thought this was a very important feature for someone looking to have their belongings protected. It is uncommon for insurers to offer this cover so seeing Admiral offering it really made me recommend them. Some other coverage you may get are legal cover, personal possessions and more.
• Travel Insurance: This is one of the newest products offered by Admiral. There are different levels depending on where you are going and the type of traveller you are. You are able to be covered instantly if you purchase a policy through their website, which is very useful, especially if you are doing so at the last minute. The cover you will receive in every plan includes medical expense, personal accident and 24/7 emergency support.
• Pet Insurance: Don’t let your furry friends miss out on having a good health. Now your cats and dogs will also be able to benefit from Admiral in this cover. Three levels are available for you to purchase; Bronze, Silver and Gold.

Don’t let something as important like purchasing insurance be taken like a joke. At Admiral not only will you save money, you are also given the ability to access countless amounts of coverage and plans to choose from. Many, if not all, offers immediate cover, meaning there are no waiting time before you are officially insured.

Admiral Insurance has been rated 4 out of 5 by Insurance Reviews.

AA Insurance Review - Car, Home, Life

AA Insurance is no doubt one of the most remarkable brands in the UK. They offer several financial service products, and insurance is frankly one of their most popular ones. Upon landing onto their website, I got to say that I was generally in love with their sophisticated, yet simple to browse website.

I have read several other reviews based on AA in the past and the majority that I found tend to be positive. There were cases where customers were able to enjoy great breakdown cover and have their vehicle rescued when they were unable to do anything on the motorway.

Having a look through their website, two insurance types stood out.

Car Insurance

The first thing that I looked at was their car insurance. What really dazed me is the fact that their coverage is rated 5 stars, and also comes with rewards such as discounts on motoring and several lifestyle products. There is an uninsured driver promise where you won’t have to pay excess if you are damaged by an uninsured driver. All of these things really made me interested. Best of all, if you get a quote through their website you will be able to enjoy a discount.

Home Insurance

Our homes are what we all work towards having. Don’t let what you have worked so hard for get damaged and then leave you with nothing. Four different plans are available; Buildings Insurance, Contents Insurance, Prestige Home Insurance and Holiday Insurance. As I can see, all types of homes can be insured and covers for things like damages, fire, theft and liability when someone gets injured inside your home.

I saw that AA Insurance also offer several other insurance selections such as Travel Insurance, Life Insurance, Van Insurance, Motorcycle Insurance and Pet Insurance. There was even a link that took me to see more insurance. Seeing so many products, I am confident to say that you will be able to receive professional service.

Don’t let the worst in life get to you. I decided to obtain a quote through their website and then compare that amount to another random insurer of the same plan. I was surprised to see that the discount I was awarded for making a purchase online was able to beat the price of the other insurance company. The process to do so was easy and there were hardly any difficult questions asked. I hardly spent more than a few seconds on each question.

AA Insurance has been rated 3.5 out of 5 by Insurance Reviews.

24 Dr Travel Insurance Review

Everyone wants to be wise when going away, and this is why 24 Dr Travel Insurance is such a great insurer. They were designed to let travellers get travel tips, research different countries and purchase their insurance needs. According to them, it is always recommended to have paid for at least some type of insurance to ensure your trip can be a safe one.

There are currently three types of insurance policies shown on their website:

• Annual Insurance: This policy lets you travel for as many times as you want, with over 60 activities covered. The great thing about this plan is that emergency assistance is available anywhere in the world and cancellation costs are also covered. This is a very cost-effective way to get the most out of your travel insurance so that you won’t have to keep remembering to take a new policy out whenever you are heading away.
• Winter Sports Insurance: There are a few people that travel for the sake of participating in winter sports such as skiing. According to their list of features, you will be able to not only cover your skis, but also equipment as well. Coverage includes piste closure and ski passes. In my opinion, this is a great alternative if all you are doing is heading to play some winter sport. The downside to it is that you will not be covered for luging, off-piste skiing or snowboarding.
• Single Trip Insurance: This is very similar to the Annual Insurance plan however it is made for singles. The unique aspect of this plan is that you can get cover within your home country if the accommodation you have booked lasts for two or more nights. The other features include the usual medical and cancellation cover, as well as emergency hotline.

It should also be noted that there are also policies aimed at pensioners and seniors, over the age of 70 and 65. If you fit within these categories, make sure you check out their website for more information.

The impressive thing about Dr Travel Insurance’s website is the fact that on every page, there was a little box in the menu that showed several travel tips, like what to do to reduce jetlag and how to backpack safety. Seeing this feature really made me believe the company is here to help travellers and actually want them to have a safe time away.

Make sure your holiday doesn’t turn into a nightmare. Consult Dr Travel Insurance now and see how you will be able to have some liabilities taken away from you.

24 Dr Travel Insurance has been rated 3.5 out of 5 by Insurance Reviews.

17 to 40 Insurance Review - Car

Being a young driver can be expensive as many insurers tend to charge higher premiums to such inexperienced motorists. However there are actually several good insurers that tend to move away from this mindset and offer cheaper policies. 17 to 40 Insurance is one that provides great car insurance policies at discounted rates that are able to be purchased immediately on the internet.

They have a fairly simple website and offer a number of different plans, from first time drivers to even those that are on their Leaners. On the right hand side of the website included a list of different insurance types that you may be interested accompanied with matching icons.

According to their website, there are only two types of cover. Here are a quick summary of the different coverage offered.

• Young Driver Third Party Car Insurance: Did you know that having a Third Party car insurance is compulsory in the UK? In this plan, not only would you satisfy your legal requirement but also enjoy the benefits of being insured against loss and damage done to other people or property that is caused by you. The only downside to this plan is that it does not cover for any personal items that you may lose or damage. If you would also want to have extra protection, the next coverage may be the one for you to choose.
• Young Driver Fully Comprehensive Car Insurance: For those that want to make sure they are completely secured, this is the plan to consider. It includes additional covers like fire and theft, including damages done directly to your car. The best thing is that windscreen is also included automatically along with personal accidents to you and your passengers.

If you want to make sure that you are able to get further discounts, I found some articles on their website that offered tips on how to avoid and prevent car crimes and thus lowering your premium. Some of the advice offered includes locking and windows and door, parking under well-lit area and leaving no valuables inside the car if you are away. Just by seeing this features made the company seem that they actually cared about their customers.

Submitting a claim is just as easy as taking out a policy. Simple contact them with all the necessary information and a staff would be able to get back to you with the money on its way. To see more they have to offer, simple have a look at their website and look around their user friendly pages.

17 to 40 Insurance has been rated 4 out of 5 by Insurance Reviews.

4 Young Drivers Insurance Review - Car

Are you a young driver? If so, 4 Young Drivers Insurance is for you! They cater for all types of motorists in your age group, ranging from students, first time drivers and teenagers. According to their website, they also specialise insurance for conflicted drivers and young drivers of sport cars as well. With over 35 years of experience, you will know that you will get the best service in the industry.

The list of different policies was quite interesting. Here is a short overview of a selected few:

Fully Compressive: The Uttermost Protection

This is the cover with the widest range of protection, including your own car, someone else’s car, theft, fire as well as protected No Claims. One thing that I realised is that to be eligible for protected No Claim you must have over four years of NCB. If you want to ensure that you get a peace of mind on the road, especially if you are a new driver, this is the policy that will serve you well.

Third Party: Liabilities Caused By You

Getting insurance should still be a priority even if the one you are taking out is the lowest level. The reason why a Third Party policy is so important is due to the fact that if you accidentally injure someone or damage their property, you will be able to get protection. In a lot of cases, it is young drivers that cause the most damage so taking out insurance to cover your liability is very recommendable.

Third Party Fire and Theft

This is the cover one level up from the previous one, and includes the additional fire and theft cover. According to 4 Young Drivers’ website, this plan is one of the most popular ones. It is great for insuring cars that are not worth that much, which in most cases are the typically first cars that young drivers purchase, and has a high chance of burning out and attracting robbery because it does not have a security system.

Several other plans are also available to be seen on their website that are made for specific people, such as learners, students and convicted drivers.

If 4 Young Driver Insurance sounds like something you may be interested in, feel free to visit their website. One thing I realised is that this company actually has branches to several other insurance types such as van insurance and home insurance. The links to these insurance were clickable on the top of every page of their website.

4 Young Insurance has been rated 3.5 out of 5 by Insurance Reviews.

1st Quote Insurance Review - Car, Home, Bike

Getting a quote is the first thing that comes to mind when searching for a new policy. Regardless on the type of insurance you need, 1st Quote Insurance can gives you the coverage you need at the lowest possible price. They have been in the market for over 30 years, meaning they understand the unique needs of each customer. Reading through their about us page on their website, they are said to be innovative and uses the latest approach of technology.

Curious enough, I started to look through their website. First of all, it was hard to know what type of policies were offered because once I clicked on each of their links to different insurance types, I was taken to a page that gave me the chance to get a quote. There were no obvious links to show me the features of the policy or what the claim limits I can make are.

Here are the five different categories of insurance that are available:

• Car Insurance: Their auto insurance seems to be the most dominant product. Several important features are included such as theft, fire as well as damages caused in an accident. You will be able to rest assure that the legal requirement to have a third party insurance is satisfied under this plan.
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• Bike Insurance: Riding a bike can also be risky like driving a car. With this policy, you will be entitled to make claims if you bike ever gets damaged or is stolen. The quote for this policy is generally cheaper than their car insurance.
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• Van Insurance: Sometimes driving a van is more reliable than driving a car due to the nature of the job the person may have. Give yourself a peace of mind with this cover by joining 1st Quote.
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• Home Insurance: This is another one of the main products offered. You can now keep your home and content safe from natural disasters, liability and even damages done inside the house.
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• Pet Insurance: At the time of writing this review, 1st Quote didn’t offered any pet insurance however it was written that it will be coming soon. Considering having gone through their other products, I guess that coverage will include medical bills relating to cats and dogs.

Feel free to check out their website on your own and see if you can really save some money. Their website is easily designed and should be accessible from most computers and devices. You are given the ability to get a new quote as well as retrieve an existing one.

1st Quote Insurance has been rated 4 out of 5 by Insurance Reviews.

1st Central Insurance Review - Car

Getting car insurance doesn’t have to be a costly task if you choose 1st Central as your choice of insurer. They were first launched in 2008 at the heart of West Sussex and have issued policies to more than 1,000,000 customers. Knowing this really opened my eyes and I was determined to find out about the great things they have to offer.

Beside car insurance, 1st Central also offers pet insurance and several other optional extras. Their website was clean and getting a quote was easily available just by the click of a button. It is understandable that customers may from time to time get quotes from several insurers at the same go and this is why I also saw the ability to retrieve quotes from previous quote calculations.

Here is a quick overview on the covers that 1st Central is able to provide you.

• Car Insurance: I read on their website that there are actually a lot of benefits for choosing 1st Central. First of all, there is up to 65% protected No Claims Discount. If your car is ever damaged, you get a free courtesy car that you may be able to use while your own car is being repaired in their network of repairers. The best thing about this plan is that if your car is under one year old, you also qualify for a new car replacement if it ever gets damaged beyond repair.
• Pet Insurance: Having your pet’s health insured wasn’t such a common thing a few years ago, however many people these days see that they will be able to save a lot of money by having their cats and dogs insured as well, and then getting money back whenever they take their animals to the vet. Some of the reasons why choosing 1st Central to cover your pet insurance needs is a great choice include having access to a team of nurses that actually understands the disease or illness that your pet may suffer from. Most importantly, claims can be processed with five days.
• Optional Extras: There are several extras that you may want to take out to enhance your policy. Some of these include Legal Expenses, Personal Accident Cover, Hire Car and Breakdown Cover. Having to be caught in a car accident is never a good thing and many would want to be able to recover from it as soon as possible. Taking out extras is a great way to increase your chances of doing so.

If 1st Central Insurance sounds like something that you would consider, feel free to have a look at their website. There is even a number that you are able to call if you want to talk to someone one on one.

1st Central Insurance has been rated 3.5 out of 5 by Insurance Reviews.